Terms of Service

1. Acceptance of Terms

By accessing our website, downloading our resources, or engaging 10x CFO Services ("we," "us," or "our") for advisory services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services or website.

2. Nature of Services

10x CFO provides advisory and consulting services only. We do not provide legal, tax, audit, investment, brokerage, or business valuation services unless separately performed by appropriately licensed professionals. All deliverables are for internal business decision-making purposes.

The business owner is solely responsible for all financial, operational, tax, legal, and investment decisions. Our advice is informational and does not replace professional counsel from licensed attorneys, CPAs, or investment advisors.

3. Client Engagement Agreement

All ongoing advisory work is governed by a separate Client Engagement Agreement executed between 10x CFO and the client. That agreement sets forth the specific scope of work, fees, deliverables, and term. In the event of any conflict between these Terms and the Engagement Agreement, the Engagement Agreement controls.

4. Fees and Payment

Fees are set forth in the Engagement Agreement or project proposal. Unless otherwise stated:

• Monthly retainer fees are due in advance on the first business day of each month.
• One-time project fees are typically due 50% upfront and 50% upon completion, unless otherwise agreed.
• Late payments may incur a service charge of 1.5% per month on the outstanding balance.
• Work may be paused if fees are more than 15 days overdue.

5. Confidentiality

We treat all client financial data and business information as strictly confidential. We do not sell, share, or disclose client information to third parties except as required to perform the agreed services (e.g., coordinating with your CPA or attorney with your permission) or as required by law.

6. Intellectual Property

All reports, dashboards, templates, and deliverables created specifically for you become your property upon full payment. General methodologies, frameworks (including the 10x CFO Clarity to Growth™ system), and tools we use across clients remain our intellectual property.

Free downloadable resources (e.g., cash flow templates) are provided for your personal business use and may not be resold, redistributed, or used as the basis for commercial products without written permission.

7. Limitation of Liability

To the fullest extent permitted by law, 10x CFO's total liability arising out of or relating to our services shall not exceed the total fees paid by you to us in the three (3) months preceding the claim. We are not liable for indirect, incidental, consequential, or punitive damages.

All services are provided "as is" without warranties of any kind, either express or implied. We do not guarantee specific business outcomes, valuation results, or financing approvals.

8. Term and Termination

Ongoing engagements continue per the terms of the Engagement Agreement. Either party may terminate with written notice as specified in that agreement. Upon termination, you remain responsible for all fees incurred through the termination date. We will deliver any work product completed up to that point.

9. Governing Law

These Terms and any disputes arising from them shall be governed by the laws of the State of Texas, without regard to its conflict of law principles. Any legal action shall be brought exclusively in the state or federal courts located in Texas.

10. Changes to These Terms

We may update these Terms from time to time. Material changes will be posted on this page with an updated effective date. Your continued use of our services after any changes constitutes acceptance of the revised Terms.

11. Contact

Questions about these Terms? Contact us at hello@10xrevenue.com.